It’s that time of year again – your insurance is likely about to reset. Deductibles and FSA/HSA cards will start over and you may have to relearn how your insurance works if your plan was updated for the new year. There are a few key benefits you’ll want to check on before January rolls around – as you might lose them if you don’t use them!
Check below to find the top 4 ways you can maximize your insurance benefits before the end of the year.
1. Make the most of coverage that depends on your deductible.
Your deductible is the amount of money you have to spend on medical care before your insurance coverage kicks in. A lot of people have met their deductible at the end of the year, so insurance will pick up most or all of the bill, making it the perfect time to restock on supplies. However, be aware that your deductible likely resets at the end of the year!
With the end of the year approaching, it’s likely also time for one last supply order based on replacement scheduling. We can make sure you get everything out of your coverage before your benefits turnover and get what needs replacing before the year ends.
Your new CPAP machine could be yours for $0! Allow us to check with your insurance provider for you to find out what is covered (for free!). Click below to get started:
Are your supplies due for a replacement? Check out our standard insurance replacement schedule below:
2. Replace a machine on time (and before your deductible resets!).
Our Insurance Check allows you to check your insurance coverage super easily. We also guarantee your price at checkout and will never balance bill. If it’s time for a new machine (they should be replaced every 3 to 5 years!) then you’ll want the AirSense 11. The AirSense 11 is the world’s most advanced CPAP with unique comfort settings like:
- Auto-titration: Automatically adjusts your pressure on a breath-by-breath basis
- Humidification: Regulates humidity and temperature to match your needs and environment
- Expiratory Pressure Relief: Reduces the pressure when you exhale, avoiding high pressure mask leaks
- Auto-titration: Automatically adjusts your pressure on a breath-by-breath basis
- Humidification: Regulates humidity and temperature to match your needs and environment
- Expiratory Pressure Relief: Reduces the pressure when you exhale, avoiding high pressure mask leaks
Upgrade to the AirSense today for just $399 down and 0% APR!
3. Use your FSA/HSA cards before they reset.
Many Flexible Spending Accounts or Heath Savings Accounts card balances reset at the start of the new year, same as your deductible. Spend your hard-earned money before you lose it! If you were hoping to get a CPAP cleaner, HSA/FSA cards can work for them even though insurance won’t cover them. The Lumin CPAP cleaner will keep your supplies sanitary much easier than daily hand-washing, with:
- Simple and Quick: Lumin kills 99% of bacteria in a one-touch 5 minute cycle
- UV Technology: specialized UV-C light source targets harmful bacteria, viruses, mold, and fungus
- Complete compatibility: No adapter needed
- Simple and Quick: Lumin kills 99% of bacteria in a one-touch 5 minute cycle
- UV Technology: specialized UV-C light source is targeted to kill harmful bacteria, viruses, mold, and fungus
- Complete compatibility: Lumin fits all major mask types and humidifier chambers
Save $70 when you buy the Lumin today! Just add to cart below with code LUMIN70 applied automatically.
4. Use your FSA/HSA cards on items excluded from insurance.
Travel CPAPs (and anything travel related) are unfortunately excluded from insurance coverage. Luckily, FSA/HSA cards are not beholden to the same restrictions, so they can be used on travel supplies, such as ResMed’s AirMini travel CPAP. The AirMini is the world’s smallest CPAP, and comes with everything needed to use it. It also features:
- Smallest CPAP ever: The size of a soda can and weighs less than a pound
- Auto-titration: Automatically adjusts the pressure to your needs breath-by-breath
- Control in the palm of your hand: Smartphone app gives you complete control over your therapy
- Smallest CPAP ever: The size of a soda can and weighs less than a pound
- Auto-titration: Automatically adjusts the pressure to your needs breath-by-breath
- Control in the palm of your hand: Smartphone app gives you complete control over your therapy
Pay just $399 down today and get your AirMini shipped out right away!
Don’t miss out on your insurance benefits! Find out today what is covered before the year ends:
